When it comes to accidents, American workers have a sense of invincibility. But accidents happen all the time, and no one can predict when or whom they’ll strike.
Whether it’s the NASCAR driver who broke his foot playing Frisbee or the pitcher who missed a game because he strained his wrist playing Guitar Hero, accidents can be just as financially disabling as physically disabling.
Luckily, employers can help protect their workers’ financial security by offering group or individual disability insurance and it doesn’t have to cost their companies a dime. Not only are employers protecting their employees’ financial health but they are also protecting their business interests by earning the trust of their workers.
You may not be able to plan for accidents, but you can protect yourself in case they happen.