Financial product offers instant loans

Financial product offers instant loans

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Here at Springwise, we have covered several innovations in finance. These include a children’s cryptocurrency piggy bank and an automatic travel insurance service. A new innovation aims at benefiting both consumers and retailers. Financial services startup Duologi offers a product that allows shoppers to instantly apply for a loan wherever they are shopping. Duologi’s platform allows merchants to integrate an instant loan at the point of sale. Their system works for both online and brick-and-mortar shopping. The customer purchases the goods or service, asking for a loan at the point of sale. They receive a decision within four seconds. They then pay a deposit and take their goods. The merchant receives full payment within 24 hours, and the customer begins paying back the loan through direct deposit 30 days later.

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