A climate-conscious neobank
A French neobank is offering accounts that guarantee none of depositors’ money will be invested in polluting or unsustainable industries
Financial services innovations
Innovation sectors > Financial services
Disruption is nothing new for financial services, with the sector being radically and continually transformed by the latest technologies. From software tools that support ESG investing, to an Indian startup that lets small businesses to accept payment via QR code, Springwise is seeing innovators around the globe explore the myriad challenges and opportunities. Search our innovation library for the latest financial services innovations and discover the solutions that are having positive impact on the world.
See our most recent Financial services innovations below, or view and search our innovation library
Providing nano-credit for low-income entrepreneurs
An app helps users borrow small amounts and leverage this to grow small businesses, avoid loan sharks, and build credit
A climate tech finance platform for the agricultural industry
A financial platform helps farmers switch to regenerative practices and helps funders offset their carbon use
Insurance payouts based on weather data protect farmers from drought
A new insurance product can pay farmers automatically in the event of drought or flooding, rather than wait until they make a claim
Leveraging alternative data to provide loans to the unbanked
The service helps pillars of the community access financing that would otherwise be denied
An inclusive neobank serving Latino communities in the US
A new bank aims to help the US Latino community grow and thrive financially with Spanish-first services
Microfinance for smallholder farmers
A new platform is allowing smallholder farmers to access banking and financing even in areas without connectivity
Combatting the climate crisis with carbon insurance
A startup is bringing its CO2 insurance products to market in hopes of boosting investments in carbon capture
A crowd-lending platform for positive impact
A new platform is helping to democratise investing by making it easy for retail investors to support impact projects
A platform helps investors track emissions from their portfolio
Financial investors can track the information needed to meet greenhouse gas emissions targets using a new platform
A debit card made of wood lets you plant trees as you spend
Every $50 spent on the card provides enough funds to plant a tree
A platform helps financial institutions forecast climate risk
The platform forecasts risk through machine learning algorithms and satellite data