Kiva: p2p micro lending

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A while ago, Springwise featured Zopa, an online platform that matches creditworthy borrowers with individuals who'll lend money to them, thereby taking banks and other financial institutions out of the equation. Make way for a similar initiative that focuses solely on providing (charitable) microloans to entrepreneurs in developing countries – U.S. based Kiva. In their own words: "Kiva provides a new, sponsor a business option for individuals to connect with small enterprises in developing countries through flexible loans." Anyone with internet access and a credit card can now lend money directly to a farmer in Uganda who needs to buy…

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