Layaway is back

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Before everyone had access to credit cards, many retailers offered layaway plans, letting shoppers pay in instalments and storing their purchases until payment had been made in full. As the general trend moved from 'live within your means' to 'buy now, pay later', layaway faded away. Walmart stopped offering the service in November, and most other retailers have also switched to delayed payment plans that offer customers the instant gratification they're looking for. But every trend has its counter-trend. Florida-based eLayaway is taking layaway plans online, offering consumers flexible payment schedules without mounting interest fees. How it works? When shopping…

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