New banking service helps users without a credit score
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A number of online banking startups have sprung up designed to support consumers manage their spending. We recently wrote about this banking platform that has an IoT component: a bracelet that punishes consumers for overspending by giving them a gentle electric shock. Now, Ellipses is an online banking service that helps individuals manage their spending and allows them to get a loan without the need for a credit score, depending on how well they stick to a personalised budget created by the platform. Ellipses uses its own custom scoring system that works over time to calculate a user’s credit rating…
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