Open platform lets customers code their own bank account

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Root is a programmable bank account that provides flexibility and individualised solutions by allowing free development of bank interfaces and credit card rules. There are lots of financial management tools and apps, but few give total control over settings, spending caps and displays. Fewer are linked directly to customer bank accounts. A new Cape Town-based programme called Root has the potential to do all of this and, at the same time, lead innovation in private banking. Root allows customers-who-can-code the freedom to design their own account displays, rules and transactions. Even the accompanying credit card is programmable, so – for…

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