Peer-to-peer lending platform moves one step closer to replacing traditional banks

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Spotted: Latvia-based fintech Mintos is planning to add debit cards and bank accounts to its peer-to-peer lending marketplace service. Mintos is a platform for investors to finance nonbank lender loans. Since 2015, Mintos has facilitated more than €500 million worth of loans. Clients would use the Mintos banking account just like a traditional account. The account and card would allow investors to make and receive payments globally, deposit salaries, transfer money, pay bills and withdraw money from ATMs. Mintos co-founder and CEO Martins Sulte said that offering bank cards and account numbers is a "natural step" for the startup. He added that “this…

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