Phone credit exchanged for health insurance in low-income communities

Phone credit exchanged for health insurance in low-income communities

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Microinsurance provider BIMA has pioneered a solution that enables consumers in underserved communities to pay for low-cost health insurance policies with mobile phone credit. Microinsurance services are designed to cater for individuals with very low-income, by providing low-cost, simple insurance policies that are sold responsibly. BIMA’s mobile model allows their customers, who earn on average USD 10 per day, to access microinsurance that is paid for using prepaid mobile credit or postpaid billing. The provider’s policies start from USD 0.23 per month and pay out to customers within three days of receiving a valid claim submission.

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