Prosper, one and all

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In April 2005, we wrote about British Zopa, a person-to-person lending marketplace which we described as eBay for money. Recently, a similar initiative was launched in the US – Prosper. As described by Chris Larsen, co-founder of Prosper: "Prosper gives people the opportunity to take back the marketplace for consumer credit. By providing the platform and tools for an efficient marketplace created by and for people, Prosper aims to make consumer lending more financially and socially rewarding for everyone." How it works? People who need money request it, with a listing of why they need the money, and some numbers…

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