Wise Words: Mitchell Lee on his emoji chat financial app

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The Fin Tech industry is booming, with startups rushing in to fill the gaps created by large institutions that are stuck in their ways. Most recently, we saw eye-scanning identification and payments via sound waves. Perhaps a little less sci-fi — but still incredibly intelligent — is Penny, a new money managing app that uses a chat bot who’s native tongues are emoji and easy-to-understand graphs.

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